Investing involves risk including a potential loss of principal.  Diversification, asset allocation, and rebalancing do not eliminate these risks. The Beanstox Account Balance represents the market value of your account at a specific point in time and will fluctuate based on performance of the securities held in the portfolio, reinvestment of dividends, as well as deposits and withdrawals to the account. The Beanstox Account Balance is a reflection of past performance and is no guarantee of future results. The Beanstox Account Balance does not include subscription fees paid to Beanstox which are paid directly from your linked bank account.